You can combine a VA home loan with a grant under the Specially Adapted Housing program if you’re a veteran or military personnel with special housing needs because of permanent disabilities acquired…
Category: Mortgage / Finance
Down Payment Assistance for Home Buyers in Florida and Other States
If you need some help with your down payment for a home, check if your state, county or city has an assistance program for down payments. Florida, California, North Carolina and West…
Three Kinds of Notices Sent by Mortgage Lenders to Home Loan Applicants
Under new rules, there are now three main kinds of disclosure notices mortgage lenders send to home loan applicants. These are the: Credit Score Disclosure Notice Risk-Based Pricing Notice Adverse Action Notice…
USDA Home Loan Program – Take Advantage If You Qualify
As banks tighten their lending policies, check if you qualify for a USDA home loan. If you’re qualified and if the home you’re planning to purchase is located in a USDA-qualified area,…
Price-Rent Ratio in Tampa Affirms Buying a Home Over Renting
The decision of buying a home in Tampa rather than renting makes financial sense, based on a study held by Zillow. Tampa scored relatively low in both the home price-rent comparisons made…
Tampa Commercial Real Estate Price Attracted Housing Officials
The reduced price of a Tampa commercial real estate building attracted officials of the Tampa Housing Authority and pushed them to work out the purchase of the building despite opposition from the…
Sales of Existing Homes – Tampa Bay Performed Better than the State
Sales of existing homes in Tampa Bay increased by more than seven percent in November, performing better than Florida’s slight rise in sales. Based on a report from the Florida Realtors, a…
FICO Score Needs to be Tweaked, According to NAR
As the FHA, Fannie Mae, Freddie Mae and other lending institutions require higher FICO scores for mortgage approval or for lower loan rates, people particularly realtors, home sellers and potential homebuyers have become more…
The Dream to Buy a Home Persists
Despite the adversities caused by the collapse of the housing market, most Americans still nurture the dream to buy a home, according to a national survey conducted by Fannie Mae in August…
Tampa Safest Among Five Most Populated Cities in Florida
Tampa had the lowest crime score among the five most populated cities in Florida, namely Jacksonville, Miami, Tampa, Saint Petersburg and Orlando last year, based on the FBI report “Crime in the…